Centrally Sponsored Schemes

National Rural Employment Guarantee Act 2005, is an Indian labour law and social security measure that aims to guarantee the 'right to work'. It aims to enhance livelihood security in rural areas by providing at least 100 days of wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work.

**Statement 1 is Correct.** WaterCredit uses microfinance tools to help people access clean water and sanitation solutions. It provides small loans to individuals and households to invest in these facilities. **Statement 2 is Incorrect.** WaterCredit is not a global initiative under WHO and World Bank. It's an initiative of Water.org, an international non-profit organization focused on water and sanitation access. **Statement 3 is Correct.** WaterCredit aims to empower people by enabling them to pay for their own water and sanitation needs, reducing reliance on potentially unreliable subsidies. Therefore, the correct answer is 1 and 3 only.